A place for funds.
Digital wallets to receive, hold and manage funds.
Let’s talk ↗Your own branded cards, digital wallets and flexible infrastructure that bring your business ecosystem into everyday life.
Explore Kardbys ↗

01 / THE FOUNDATION
Every business has its own goals. Sometimes, it just needs more ways to get there.
Kardbys brings digital wallets, branded prepaid cards and flexible infrastructure together, giving businesses more ways to move funds, enable payments and serve their users.
Whether you're building something new or expanding what you already have, Kardbys provides the capabilities to make it happen.
Digital wallets to receive, hold and manage funds.
Branded prepaid cards that bring funds into everyday spending.
Connected capabilities that open up new possibilities for your business.
02 / THE INFRASTRUCTURE
From business management to mobile wallets and everyday spending, Kardbys brings the essential systems together to support your business and its users.
Explore our infrastructure ↗
A centralized, secure web-based management system that gives businesses visibility and control over customers, cards, wallet operations and transactions.
Manage your operations from one place.

Put everyday financial convenience in your users' pockets. Manage balances, transfer funds and track transactions, all from their mobile wallet.
Everyday convenience, right in your pocket.

Turn available wallet funds into a practical way to pay. Linked prepaid cards enable users to make purchases online, in-store and wherever their card is accepted.
From your wallet to the world.
Oversee customers, cards, wallet activities and transactions through one centralized system.
Give users access to their balances, transfers and transaction history, wherever they go.
Connect wallet balances to prepaid cards for everyday purchases, online and in-store.
03 / SHAPED AROUND YOU
From visual identity to tailored features and integrations, Kardbys gives you the flexibility to create a wallet and card experience that reflects your brand and works the way your business needs.
From card designs to wallet interfaces, create a consistent visual experience that reflects your brand across every touchpoint.
Tailor wallet features, transaction flows and user journeys to fit your business model and operational needs.
Connect wallet and card capabilities with your existing platforms, systems and services to create a more seamless experience.
04 / THE POSSIBILITIES
From rewards and memberships to everyday spending, discover how Kardbys can bring card capabilities into your business.
Give your customers or members a practical way to spend the rewards they receive, through a linked prepaid card.
REWARDS & INCENTIVESIntroduce a branded prepaid card to your membership programme, giving members an additional way to make everyday payments.
MEMBERSHIP PROGRAMMESIntroduce prepaid cards for eligible business users, supported by card management infrastructure to oversee card activity and transactions.
BUSINESS CARD PROGRAMMESAdd supported wallet and prepaid card capabilities to your existing digital platform, creating another way for users to access and spend their funds.
PLATFORM INTEGRATION05 / EXPANDING POSSIBILITIES
Turn digital value into spending power.
Explore how supported cryptocurrencies can be converted into USD, made available in a digital wallet and used for everyday purchases through a linked prepaid card.
Digital assets
Crypto to USD
Available USD balance
Everyday spending
06 / EVERYDAY POSSIBILITIES
Pay for everyday purchases at shops, cafés and more.
Shop online, pay for services and manage subscriptions.
From travel bookings to everyday expenses while you're away.
Access cash through supported ATM networks.
07 / BEHIND THE EXPERIENCE
Your users see your brand. Your team needs a practical way to manage what happens behind it.
The Kardbys Card Management System (CMS) brings customer, card, wallet and transaction management into one centralized workspace, giving your team the visibility and control to manage daily operations.
| User | User ID | Country | Wallet balance | Status | Details |
|---|
A small set of fictional records is shown for this preview. Overview totals illustrate a larger sample programme.
| Cardholder / card | Card ID | Type | Available balance | Status | Details |
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A small set of fictional records is shown for this preview. Overview totals illustrate a larger sample programme.
| Transaction / member | Transaction ID | Date / time | Amount | Status | Details |
|---|
A small set of fictional records is shown for this preview. Overview totals illustrate a larger sample programme.
LET'S BUILD WHAT'S NEXT
Every business works differently. Tell us what you're looking to achieve, and let's explore how Kardbys could fit.